Optimized Finances: 50/30/20 Monthly Budget Spreadsheet & Planner – Excel & Google Sheets Templates for Seamless Digital Budgeting

Embark on a journey of financial intentionality with our Monthly 50/30/20 Budget spreadsheet! Tailored for simplicity and effectiveness, this tool uses the highly recommended 50/30/20 budgeting method. Allocate your income wisely to Needs (50%), Wants (30%), and Savings & Debt (20%) effortlessly. This visually appealing, user-friendly spreadsheet includes only the essentials. Just input your transactions, and watch as everything is calculated automatically. Jumpstart your personal finance success – start budgeting smart today.

FEATURES:

• Use with any currency - just input in one cell
• Fully Customize the 50/30/20 Ratio (Use the 70/20/10 rule with the same spreadsheet!)
• One spreadsheet for multiple months - just duplicate the 50/30/20 Budget tab
• Automatic Calculations
• Easy to use and understand
• Beginner-friendly
• Only includes the things you need - no unnecessary tabs
• Sync the spreadsheet across multiple devices
• Easily see your finances in charts and tables

YOU WILL NEED:

• A device to access Google Sheets or Microsoft Excel
• A Google Account (if editing through Google Sheets)
• Microsoft Excel (if editing through Excel)
• Basic computer knowledge


HOW IT WORKS:

1. Purchase (Instant Download)
2. Download the ZIP file (Access the Template)
3. Open the Spreadsheet (Start Planning!)


SOME THINGS TO NOTE:

• This is a digital download. No physical items will be sent after purchase.
• Due to the digital nature of the product, all sales are final and no refunds will be issued. If you have any questions, please do not hesitate to get in contact with me before purchasing the product.
• All materials included in this purchase are for personal use only. No part of it can be distributed, sold, duplicated, reproduced, or used in any form without the written consent of the author.
• The contents of your purchase are for informational purposes only. It is not intended to be financial, legal, or accounting advice. I will not be liable to any person for harm, damages, loss, claims, costs, and other liabilities with regards to your use of the documents.